Illinois insurance companies that provide workers’ compensation benefits coverage may soon have a new competitor – the State of Illinois itself. The proposed legislation (H.B. 2919), which cleared Illinois State House’s Committee on State Government Administration last week, proposes to create a state workers’ compensation insurance fund that would compete with private insurers. The proposal has been
Employers are required to comply with a number of laws in an effort to prevent work-related accident and injuries. Not only are employers obligated to follow the safety regulations put in place by the Occupational Safety and Health Administration (OSHA), but they are also prohibited from retaliating against an employee for their role in reporting
After a workplace accident, you may be wondering, “when do you need a workers’ comp attorney?” When filing a work injury claim, victims may need a workers’ compensation attorney for guidance on documentation, damages, and denials. Illinois law requires your employer in Chicago and other communities throughout Illinois to carry workers’ compensation insurance coverage. Workers’ compensation pays
Who is liable if a delivery driver falls on your property? Under premises liability laws, a property owner may be held liable for injuries that occur on the property, unless the delivery driver is covered by workers’ compensation insurance through an employer. Delivering Packages May Be Dangerous Delivery drivers who work for big companies like
In Illinois, workers’ compensation lawyers charge a contingency fee for handling workers’ compensation claims. After a workplace accident, medical bills can pile up quickly, leaving you to wonder “how much does a workers’ comp lawyer cost?” Under a contingency fee arrangement, the lawyers receive up to 20% of the award actually paid to the worker
Understanding workers’ compensation investigations and what they look for can help ensure injured workers receive benefits. Employers and insurance carriers search for evidence to deny or to reduce the value of claims. Workers’ compensation insurance provides several benefits for injured victims, such as wage replacement, vocational rehabilitation, and medical treatment. Insurance carriers and employers are
When planning for recovery after a workplace accident, you may wonder, “how long does it take workers’ comp to approve surgery?” How long it takes for workers’ comp to approve surgery depends on the timeline for obtaining employer approval. According to the National Academy of Social Insurance, employers spent $100.2 billion on workers’ compensation costs
Knowing what questions are asked at a workers’ comp hearing can help injured workers in Chicago get prepared. When a workers’ compensation claim is denied, the injured worker can file an appeal. A judge or an arbitrator will schedule a workers’ comp hearing. The hearing gives the worker and his or her work injury lawyer
Knowing what not to say to a workers’ comp doctor can help ensure injured workers protect their right to compensation. When speaking with a workers’ compensation doctor, injured workers should avoid exaggerating or lying about their injuries and hiding details about prior injuries or how the current injury occurred. Also important is for the injured
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