Social Security disability benefits are available if you are unable to “work for pay” for at least 12 consecutive months due to illness or injury. Social Security Disability Insurance (SSDI) is a federal program that is funded by payroll taxes. It was designed as a safety net for disabled workers to provide regular income. Obtaining Social Security benefits can be challenging, however, and it is wise to consult with an experienced attorney, like the Chicago social security attorney at Ankin Law Offices, LLC.
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Social security is a government program established by the Social Security Act that provides income to retirees, spouses, dependent children and survivors, as well as disabled persons. The Social Security Act is a complex set of laws with strict eligibility requirements. Social Security laws also contain detailed procedures for administrative hearings and judicial review.
The assistance of a skilled social security disability lawyer like those at Ankin Law Offices, LLC is crucial to the swift and favorable processing of your Social Security Disability (SSDI) or Supplemental Security Income (SSI) claim.
If you are disabled, you may be eligible for disability benefits under the Social Security program, as well as disability benefits provided by your employer through long-term disability insurance. The benefits of long-term disability insurance are usually based on a percentage of your salary, with the insurance company deciding whether you will receive benefits. If you are a veteran, you may also be eligible for disability benefits through the Department of Veterans Affairs.
Generally, if under the age of 65, a person must have a disabling condition in order to receive social security benefits. A disabling condition is defined as a physical or mental medical condition that prevents a person from engaging in “substantial gainful activity” and is expected to last at least 12 months or result in death.
Mental illnesses and disorders may also be considered a disabling condition such that an individual is eligible for social security disability benefits. Pursuing a claim for social security disability benefits due to a mental illness or disorder can present unique challenges, however, it is highly recommended that you seek the legal assistance of a knowledgeable Chicago social security disability attorney to help with your claim.
Social Security Disability benefits (SSDI) provide payments to disabled persons who have earned enough “credits” through the payment of social security taxes deducted from their paycheck. Unlike supplemental security income, there are no limitations on income or assets.
Supplemental Security Income (SSI) provides income to those disabled persons who have limited income and resources. Income limitations vary by geographic location, but generally income includes money that you earn from employment, as well as Social Security benefits, pensions, alimony, child support, interest and room and board provided to you on a regular basis.
The social security claims process begins by filing an application with the Social Security Administration. The application requires comprehensive and detailed information regarding your medical condition, employment history and financial situation. After a social security disability application has been filed, the claim is submitted to the state agency responsible for reviewing the application, which will likely schedule an independent medical exam.
If your social security disability claim is denied, a Request for Reconsideration may be filed with the State Disability Determination Agency and a new adjudicator may be assigned to review the claim. If a Request for Reconsideration of your social security disability claim is denied, a Request for Hearing before an Administrative Law Judge may then be filed.
Once your claim has been approved, we can advise you on the financial impact of your benefits, including the tax impact of disability benefits.
Contact the Chicago social security disability attorneys at Ankin Law Offces to schedule your free consultation so that you can begin pursuing your social security disability or SSI benefits claim.