Imagine that you are in an auto accident and suffer catastrophic injuries. Now imagine that the amount of compensation that you can receive under an auto insurance policy is capped at an amount that is significantly lower that the expenses that you have incurred for medical bills, lost wages, and pain and suffering. Unfortunately, that is just
Personal Injury
Pay-as-you-go programs have been increasing in popularity in a variety of industries – from cell phones to data plans and software – and car insurance is just the latest industry to jump on board. Pay-as-you-go auto insurance basically charges drivers a rate based on the number of miles that they drive in a given period.
Millions of people are injured or killed in personal injury accidents every year. Personal injury claims fall under the umbrella legal discipline of tort law, which establishes liability for negligent or intentional misconduct that result in injuries, deaths, or damages. The following are some of the most common types of personal injury claims: Auto Accidents and Other

Did You Know?
- If you are injured at work you may be able to recover compensation through a workers’ compensation claim as well as by filing a personal injury claim against responsible third parties.
- A signed liability waiver may not be enough to bar your personal injury claim if willful acts or negligence caused your injuries.
- Some SSDI claims qualify for expedited processing, allowing claimants to obtain approval in a matter of days or weeks.
Some Illinois motorists may soon see an increase in their insurance rates. The Illinois House passed legislation in May 2013 that would raise the minimum liability coverage requirements from $20,000 to $25,000 for injury or death of one person, and from $40,000 to $50,000 for injury or death of two people, for all insurance policies
Testosterone therapy is used by a number of men believed to have low testosterone levels. Although low testosterone can cause fatigue, decreased libido, and muscle and bone loss, testosterone is sometimes prescribed unnecessarily – which can lead to serious side effects and medical conditions. Testosterone therapy has been linked to a number of serious side
The nationwide meningitis outbreak has reached Illinois. To date, the outbreak of fungal meningitis has claimed a total of 19 lives, and more than 247 people across 15 states have been sickened by the disease. The meningitis victims all received shots of a contaminated steroid medication that was manufactured by a Massachusetts specialty pharmacy. According
A federal judge has upheld the Texas cap on non-economic “pain and suffering” damages in medical malpractice lawsuits. On March 27, 2012, U.S. District Judge Rodney Gilstrap decided to uphold Texas’ Medical Malpractice and Tort Reform Act of 2003 without any revisions. Pursuant to that law, noneconomic damages are capped at $250,000 if the defendant
Ankin Law LLC: Illinois Nursing Home Abuse attorneys Elder abuse is currently one of the most pressing issues facing seniors in Illinois, and a study performed by federal staffers may show why. The Special Investigations Division of the House Government Reform Committee released a report detailing just how prevalent nursing home abuse has become in
The dangers of texting while driving are widespread and well-known. According to the National Highway Traffic Safety Administration (NHTSA), a driver is 23 times more likely to get in an accident while texting and, in 2011 alone, over 3,000 people were killed in distracted driving crashes. Texting drivers who cause auto accidents are often liable for
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- In an auto accident
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- In a workplace accident
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