Long term disability insurance denial can happen for valid or bad faith reasons, depending on the case. Valid reasons can be based upon the nature of the disability and the claim process, and whether you are fit to receive disability insurance benefits.
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If your mental health condition is severe enough that it prevents you from working or maintaining employment, it may be considered a disability and qualify you for long-term disability insurance benefits.
Thousands of people throughout the United States are suffering needlessly, and many have died, because the lifesaving treatments their doctors ordered were denied by their health insurance companies. Without another way to pay for their necessary medical care, these people are forced to accept other treatments that may not be as effective.
After being involved in an accident, you may be dealing with injuries, medical bills, and vehicle repair bills. You will likely need to deal with your insurance company, and you may be wondering if an insurance company can deny coverage.
If your insurer unreasonably delays your insurance claim, you may have grounds to file a bad faith lawsuit. In Illinois, insurance companies have specific guidelines on how long they have to make determinations on claims and to provide payments to the insureds.
Insurance companies often cite a lack of consistency in the conduct and statements of a claimant, misrepresentation of medical facts, and insufficient medical proof when denying short-term disability claims.
How long a personal injury lawsuit takes depends on the nature of the accident and the cooperativeness of the liable party. Personal injury lawsuits involve many steps that can seem to drag on forever. Various factors regarding the case can slow the process.
Hit-and-run accidents in Illinois result when a driver collides with a vehicle, pedestrian, or object and flees the scene afterward. Learn more about how these accidents work and the surrounding details, which could help you if you decide to seek legal repercussions following a hit-and-run accident.
When the police stop you, there are certain things they can and can't do in Illinois based on your rights. Knowing about your rights and what to do during a police stop can help you determine how to appropriately handle the situation and protect yourself.
The International Agency for Research on Cancer, a cancer research firm of the World Health Organization (WHO), recently published a study on aspartame's link to cancer. In the study, the cancer agency labeled aspartame as a possible cause of cancer. However, assessments of its health effects revealed limited evidence for carcinogenicity in humans.
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If You Suffered Injuries:
- In an auto accident
- By Medical Malpractice
- In a workplace accident
- In any personal injury accident
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