Parents who have disabled children often face distinct medical, financial and emotional demands. As any Illinois Social Security lawyer can attest, these parents usually worry extensively about their children’s health and well-being. They also may experience guilt over their personal feelings and limitations in caring for their children. Fortunately, various forms of support may be available to help parents address these emotions and concerns.
The parents of disabled children may experience guilt or fear for various reasons. They may struggle to meet their children’s daily needs or manage their behavior. They may regret lacking time to focus on other siblings or personal relationships. Additionally, these parents may experience feelings of loss or unhappiness that they have trouble accepting.
Community support groups can assist parents in handling these complicated emotions. Speaking with people who face similar challenges can help parents address feelings of isolation. Parents may also gain valuable insights from other families with similar dynamics.
Parents with disabled children often worry about how their children will survive when they can no longer provide care. These parents may want to consider local organizations offering adult housing and assistance, such as churches. Parents also can seek professional guidance to develop financial plans to ensure their children’s long-term needs are met. Finally, financial assistance, such as Social Security Disability benefits, may help parents meet current costs while saving for future expenses.
Through Social Security, two benefits may be available to disabled children. Minor children may qualify for Supplemental Security Income benefits. The children of Social Security Disability beneficiaries may be eligible for SSD benefits. Before age 18, these children may collect dependent benefits. After age 18, these children may qualify for an “adult child’s” SSD benefit.
To receive this benefit, adult children must meet Social Security’s definition of disabled. As any Illinois Social Security lawyer knows, Social Security considers people disabled if they fulfill the following criteria:
- The person suffers from a medical condition that is expected to last over one year or result in death.
- The medical condition precludes the person from performing work he or she performed in the past.
- The disabling condition prevents the person from reasonably engaging in any new work.
Furthermore, to receive an adult disabled child’s benefit, the child must suffer from a condition that began before age 22.
Adult disabled children may receive benefits if they suffer from conditions Social Security recognizes as disabling. Alternately, a child may receive benefits if the child’s condition, education and skills don’t allow gainful employment. In either case, Social Security requires full documentation of the disability. Parents may benefit from working with an Illinois Social Security lawyer to provide this documentation and pursue all available benefits.